SBI Interest Rate Hike : SBI चे कर्ज महागले, 30 लाखांच्या कर्जावर किती EMI भरावा लागणार?

जी लोकं कर्ज स्वस्त होण्याची प्रतिक्षा करत आहेत त्यांच्यासाठी एक धक्कादायक बातमी आहे.

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देशातील सर्वात मोठी सरकारी बँक SBI ने आपल्या कर्जावरील व्याजदरात वाढ केली आहे.

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बँकेने सोमवारी सांगितले की त्यांच्या अंतर्गत बेंचमार्क मार्जिनल कॉस्ट ऑफ लेंडिंग रेट (MCLR) मध्ये 5 ते 10 बेस पॉईंट्सची वाढ करण्यात आली आहे.

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नवीन व्याजदर सोमवार 15 जुलैपासून लागू झाले आहेत. बँकेने व्याजदरात वाढ केल्यानंतर या बेंचमार्कशी संबंधित सर्व प्रकारची कर्जे आणि त्यांचे ईएमआयही वाढले आहेत.

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SBI ने जारी केलेल्या अधिसूचनेनुसार, बँकेने 1 वर्षाच्या कर्जावरील MCLR 0.10 टक्क्यांनी वाढवला आहे, जो आता 8.85 टक्के आहे.

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बँकेने 3 वर्षांच्या किरकोळ कर्जावरील व्याज 9 टक्के केले आहे. त्याचप्रमाणे एका दिवसाच्या कर्जावरील व्याज 8.10 टक्के करण्यात आले आहे.

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हा सलग दुसरा महिना आहे जेव्हा बँकेने कर्ज महाग केले आहे.

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SBI ने MCLR वाढवल्याने बँकेच्या सर्व ग्राहकांवर परिणाम होणार नाही.

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काही जुनी कर्जे MCLR शी जोडलेली आहेत. अशा स्थितीत, MCLR मधील वाढ केवळ अशा ग्राहकांना प्रभावित करेल ज्यांची कर्जे अद्याप बँकेच्या अंतर्गत बेंचमार्कशी जोडलेली आहेत.

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